Sellers Guide > Legal Process
Sellers Guide

Legal Process

Learn About the Legal Selling Process



1- CERTIDAO DE TEOR (property registration certificate)
shows who the registered owner of a property is, if there is any outstanding loans/mortgages on the property as well as details of the property like constructed area, plot size etc. Obtainable from the Conservatoria do Registo Predial, (land registry office).


2- CADERNETA PREDIAL (tax/financial registration)
This document issue by the Finanças (tax/finance department) shows the financial registration of the company and the rates and taxes payable by this property to the local council.


3- LICENÇA DE HABITABILIDADE OU CONSTRUÇÃO (habitation / construction license)
Issue by the Camara (town council) shows that the property has been built according to the approved plans and for the purpose of habitation, for other purposes it will be called Licença de Utilizaçao. No property can be sold without it.


4- BI (ficha tecnica/technical file)
This new requirement has been in place since 2004 and is the detailed file of the property construction; suppliers, materials used, and all the technical data of the construction process. This document is provided by the Construtor (builder)


5- NUMERO DE CONTRIBUINTE (fiscal tax number)
To be able to buy or sell property in Portugal you need to get a fiscal number. You get this anytime at the Finanças (local tax office)


6- CPCV - Contrato de Promessa de Compra e Venda (promissory contract)
Price agreed, documents in order, both parties in the presence of a Notario (notary) must sign, a CPCV (promissory contract). Normally the buyer pays a 10% to 30% deposit to the seller. In this contract, terms and conditions are set out. The Portuguese law is clear; if the buyer defaults he will loose his deposit to the seller, if the seller defaults, he must return the deposit paid to him in double to the buyer.


7- ESCRITURA ( final deed)
Must be done in a Notário (notary)
All conditions set out on the CPCV (promissory contract) have been fulfilled, you now get the full payment and the buyer takes transfer of the property.


We hope this information was useful!

If you still need more information about selling property in Portugal please email us,, we committed to providing you with the solutions, service and support to help you succeed on line, in your search for your dream property in the sunny Algarve.


This presentation serves only as a guide, for your information. You should always appoint a good lawyer to represent you. We hope that you now have a better insight into the property selling process in Portugal and the Algarve


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